HM Revenue and Customs (HMRC) is reminding UK residents of an important deadline: individuals have until 5 April 2025 to address any gaps in their National Insurance (NI) contributions dating back to 2006. By filling these gaps, people can increase their State Pension entitlement, potentially securing a higher income during retirement.

Since the opportunity to close these gaps was introduced, over 10,000 individuals have taken action, resulting in payments amounting to a total of £12.5 million. On average, each payment was approximately £1,193. Notably, the highest recorded increase to a weekly State Pension as a result of making back payments was £107.44, a significant boost for those who took advantage of the option.

Individuals can check their NI records, identify any missing contributions, and make the necessary payments to avoid reductions in their future State Pension. For many, this could be a valuable opportunity to increase financial security in retirement.