Accurate Forecasting and Planning

Anticipating future cash positions is essential for making informed business decisions. We create detailed cash flow forecasts that project your financial status over the short, medium, and long term. These models allow you to spot potential deficits weeks or months in advance, giving you ample time to arrange overdrafts, delay expenditure, or chase invoices to bridge the gap.

Optimising Working Capital Cycles

Inefficiencies in your working capital, such as slow-paying customers or excess stock can tie up significant amounts of cash. We analyse your debtor days, creditor days, and inventory turnover to identify areas for improvement. Our team advises on implementing tighter credit control procedures and negotiating better payment terms with suppliers, effectively releasing trapped cash back into your business operations.

Stress Testing and Scenario Analysis

In an unpredictable economic climate, resilience is key. We stress-test your cash flow forecasts against various scenarios, such as a sudden drop in sales, the loss of a key client, or rising supplier costs. This scenario planning helps you build a financial buffer and develop contingency plans, ensuring that your business can weather unexpected storms without facing a solvency crisis.

Real-Time Monitoring and Reporting

Cash flow is dynamic and requires constant attention. We implement cloud-based reporting systems that track your actual cash performance against your forecasts in real-time. By providing you with regular variance reports and dashboards, we give you the visibility and control needed to react quickly to changes, ensuring your business remains agile and financially secure.